Sunil Kulkarni, Founder and CEO

Sunil has a PhD in Engineering from North Carolina State University and an MBA from the University of Chicago. Our CEO has also earned a Certified Financial Analyst (CFA) designation in 2006. At Merrill Lynch Sunil realized that many of his customers were asking basic questions about building investment portfolios that are currently not being addressed. That is when he decided to develop a tool to guide people through this most crucial but difficult decision process about their nest egg. This proprietary tool simplifies investing for everyone whether you are an expert or a novice. Essentially the can be applied to tax deferred investments such as 401k, IRA and taxable investments including mutual funds, stocks, bonds, and Exchange Traded Funds (ETFs).



Rachid holds an MBA from University of Chicago Booth School of Business, a Ph.D. in engineering from Florida Atlantic University, and a Master’s from Ecole Centrale Paris.
Rachid has 25+ years of global experiences spanning strategic marketing, business development, and product management. He held various executive positions for a start-up (Microstaq Inc.) and a few established global companies (Emerson Electric, Danfoss, American Standard and Tuthill). Rachid is also a founder of BCV Systems.

The Company, LLC is founded in the state of Delaware. The company is registered as an Investment Adviser Firm under both Securities and Exchange Commission (SEC) as well the company is a FINRA member. The Company’s brochure and CRS form can be found by clicking the following respective links:

Company’s Brochure – FINRA Disclosure

CRS Form

Anupama S. Kulkarni, M.D., Advisor

Anupama attained an M.D. and a B.S. from Wright State University.
She is a practing physician at Premier Health, Tipp City, Ohio, and is a clinical faculty at Wright State University. Anupama has 20+ years of clinical experience treating patients in the Dayton area.

Brian Buynacek, Advisor

Brian holds an engineering degree and MBA from the University of Dayton, and a M.Eng from Cornell University. He has 25+ years of industrial experiences spanning manufacturing, marketing, training, and product management. He held various positions at Emerson and Rittal. Brian is also founder of Industrial Marketing Solutions.